Can You Really Pay Off Your Mortgage in 5 Years?

💡 How Mortgage Amortization Really Works | Why Velocity Banking Doesn’t Work

You’ve seen the videos: “Pay off your mortgage in 5 years using velocity banking!”But what those videos leave out is how amortization actually works, and why these “hacks” don’t really save you money.

In this video, I walk you through a simple explanation of mortgage amortization, show how your payments are calculated, and explain why extra payments — not HELOC tricks — are the real way to pay off your mortgage faster.

📊 What You’ll Learn:
✅ How mortgage amortization schedules work
✅ How each payment is split between interest and principal
✅ Why extra payments reduce interest and shorten your term
✅ The truth behind velocity banking and HELOC “strategies”
✅ Smarter, safer ways to pay off your mortgage faster

💬 Question for You: Have you ever seen a velocity banking video? What did you think — did the math seem too good to be true? Comment below 👇🔔

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Is it possible to achieve mortgage freedom in 5-7 years using velocity banking strategies? This video addresses financial myths debunked by exploring the claims that you can pay off your debt without increasing income. We’ll examine the math and logic behind these claims, providing financial education for beginners, and seeing if this home loan strategy can really boost financial literacy.