Why You Need a Financial Plan Now!

What exactly is a financial plan? This video offers top-tier financial education! I’ll break down the truth behind financial planning, investing, and how it relates to your mortgage, retirement planning, and the path to financial independence. I discuss what it means to be a CFP®.

📊 What’s Actually in a Real Financial Plan | CFP® Financial Planning Process Explained

Most people think financial planning is just about investing or saving for retirement — but a real financial plan covers every part of your financial life.

In this video, I walk you through the 8 core aspects of a comprehensive financial plan — the same framework used by Certified Financial Planners™ (CFP®s) — and show how you can start building one for your family.

This is the exact process I use with clients and inside my Middle Class Money Club to create clarity and direction around money.

💡 What You’ll Learn:

✅ The 6-step CFP® financial planning process
✅ The 8 parts of a real financial plan (cash flow, risk, investing, taxes, estate, and more)
✅ How to organize your financial life like a professional planner
✅ The difference between a product pitch and real financial advice
✅ How to start building your own financial plan

🔑 Topics & Keywords:

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financial planning for middle-class families

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cash flow, net worth, investing, insurance

retirement and tax planning basics

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