So You Got a 401(k)…Now What?
Depending on where you work, you may have access to a 401(k), 403(b), 457(b) or TSP all of which are quite similar.
Roth IRA videos:
Things to know before opening a Roth IRA: https://youtu.be/bRdoYOaEjHM
How to open, fund and invest in a Roth IRA with Fidelity: https://youtu.be/akTTrpBrzH8
How to open, fund and invest in a Roth IRA with Vanguard: https://youtu.be/-_DUYQvGsvw
How to read an index fund fact sheet: https://youtu.be/Q9Ees3BU8zY
My investments when my 401(k) was with Guideline: 50% VFIAX, 50% VIGAX.
My solo 401(k) investments with Fidelity now: 50% FSPGX, 50% FXAIX
Choosing investment options (article): https://www.empower.com/the-currency/money/picking-401k-investments-sense-check
What to do with old plan: https://www.youtube.com/watch?v=Zk75qEok2j0
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Create a Budget: https://youtu.be/LSPkfdOzbb0
Prefer Pen & Paper? Check out this video: https://youtu.be/yxjZ5aWbfcc
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00:00 Intro
00:10 Types of retirement plans
00:52 Contribution limits (2026)
01:45 Roth option
02:24 Pre-tax (Traditional) vs After-tax (Roth)
04:11 Company match
06:57 Vesting schedule
08:53 What to invest in/examples
17:58 Leaving a job
19:56 Borrowing from retirement
21:12 Quick summary
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*The links above may be affiliate links. This just means that if you make a purchase through one of the links, I make a small commission at no extra cost to you. I appreciate the support!
DISCLAIMER: I am not an expert or a financial advisor. I simply love talking about finances and want to share my journey to financial freedom and help others along the way!
